Articles from: January 2014

Property Investment Vs Property Speculation

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Most people get Real Estate wrong for two simple reasons.:

1. They don’t understand the difference between an asset and a liability
2. They don’t understand the difference between investing and speculating

The broke majority live under the misguided belief that their family home is an asset. An asset by definition is Something valuable that an entity owns, benefits from or has use of, in generating income. The key is the words generating income. By that definition your home is not an asset, it is a liability. It does not generate income, it costs you money.

The broke majority will borrow as much as they possibly can, to buy the most expensive home they can afford, in the mistaken belief that this is a good investment. In fact they are are burdening themselves with the worst kind of debt. Long term, expensive, non-deductible debt that produces no income in return. The same kind of debt that lead to the housing collapse in the USA.

Successful investors understand this crucial point. Your home is not an investment.

The Business Dictionary defines an investment as Money committed or property acquired for future income. Now some will argue that an investment doesn’t have to produce an income and cite as an example gold bullion, collectibles or share futures contracts. By definition, none of these are investments, they are items of speculation. They can go up in value or, just as easily, go down. You are speculating on the future trade-able value, not investing in the inherent value of the income an asset represents. Tens of thousands of homeowners around the world discovered in 2009 that home values can fall and can fall dramatically and disastrously.

If you buy a house to live in with no income return expected from it, but in the hope it will increase in value, you are speculating not Investing.

If you buy a house to rent out, you are investing. The Australian government has long recognised the difference and that is why they allow you to claim the expenses relating to a rental property, including interest payments, as a tax deduction but do not allow any deductions for expenses incurred in buying a house to live in. In other words, the government is willing to share the risk of investing in income generating real estate because the risks are lower than tying up your money in your home.

Smart investors have a small or no mortgage on their own home and the majority of their borrowings are for rental property because that is the lowest risk strategy. They also get the best advice they can on quickly reducing the mortgage on their home.

Best Tips To Hire A Good Research Panel Company

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If it is asked what is the best source to get feedback continuously from your targeted consumers? Most of you would give answer online surveys. Since the commercialization of the internet, getting reviews online is known as one of the fastest and cheapest ways to make your business successful. Surveys are a neither advertising nor selling medium; it is the fastest way to know how your targeted consumers feel about your products.

When you connect with your consumers through survey service, you have got many opportunities to improve your products quality. It is an online survey that gives you clear picture of a product. For example, if you are a cosmetic manufacturer and want to know how your product is performing in the market, you take survey sites help to ask questions to consumers. Consumers dont hesitate to provide honest reviews that can be negative or positive. The negative reviews will guide you the necessary changes you need to make in your products whereas the positive reviews encourage you to increase your production.

Hiring a Research Panel Company

Hiring a panel research company is necessary if you want to enjoy authentic online survey service. Remember, there are many frauds in the internet surveys. You may come across a survey site that needs heavy money for registration. Also, you can come across survey sites that dont provide guarantee of authentic survey results. In this situation, you need to take help of a research panel that is able to provide authentic and affordable review services.

Another very reason for hiring a panel research is that as a manufacturer your prime duty is to focus on your production, its quality and managing happy environment in your company. Survey service might be an extra burden for you and to get out from this burden, you have to hire a team of expert market researchers to keep an eye on each survey. It will definitely increase your expenses. To save you from this burden, its good to hire a panel research that is committed to provide top quality review service.

To hire the best market research company, all you need to take out some time from your busy schedule. This is a one-time effort to enjoy authentic review service till the time you want. Take help from the internet to find the best market research. The search engine will provide you various results for it. You need to target the market research company that meets with your needs. Visit a research company website to know its services.

A big research company provides sampling methodology service with online survey and is able provide its services to information technology, hotel industry, retail industry and service providers. A reliable research company is open about its services. It will tell you that how it operates survey work and provide introduction of team members. You can ask for a free quote and free consultation with the online research panel in India.

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